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Buy a Property in Kuwait

Buy a Property in Kuwait

If you want to buy a property in Kuwait, the recommendation is to have specialized help to avoid the possible complexities that may arise during the process. Our lawyers in Kuwait are at your disposal with legal advice if you want to buy an apartment in Kuwait. In the following lines, we present some of the formalities involved in this process, mentioning that we also offer assistance for immigration to Kuwait to foreigners who want to purchase a home in this country.

 Quick Facts  
 Can expats buy properties in Kuwait? Yes, but some restrictions might be imposed. 

 Legislation for property purchase in Kuwait

 Property Law, Housing Development Law

 Types of properties you can buy as a foreigner in Kuwait

 – houses,

– villas,

– apartments,

– residencial buildings,

– office spaces, etc.

 Property inspection before purchase (YES/NO) YES 
Pre-sale agreement required    

Only the Real Estate Sale and Purchase Agreement is drafted. 

Documentation verification made by our law firm in Kuwait 

– property history,

– cadrastral documents,

– title deed, etc.

Content of a sale-purchase contract of a property   

– buyer’s and seller’s name,

– type of property,

– size,

– purchasing price,

– payment conditions,

– buyer’s responsibilities,

– warranties, etc. 

 Real estate tax in Kuwait

 Not imposed

 VAT for property purchase in Kuwait

 –

 Can a lawyer in Kuwait represent you with a power of attorney?  Yes, our customers can be represented with a power of attorney for property purchase in Kuwait.
 Possibility to buy without visiting Kuwait (YES/NO)

Yes, but it is advisable to visit the country for such a purchase. 

 Residence permit issued for buying property in Kuwait

Not available 

 Citizenship application permitted  

Not an option 

Buying a property in Kuwait through mortgage   

For Kuwaiti citizens of at least 21 years of age 

 Legal services offered for buying a property in Kuwait

We can:

– verify the documents of the property,

– draft the sale-purchase contract,

– represent clients at the notary. 

 Property search  Through real estate agencies, newspaper ads, dedicated websites, etc.

 Can a foreigner buy a property in Kuwait on her/his own?

 In some cases, the sale-purchase process might be complex, therefore it is advisable to work with a Kuwaiti lawyer with experience in the real estate field.

 Extra verifications made by the authorities in Kuwait

Foreigners who want to buy a property in Kuwait must have a clear criminal record, meaning no convictions or related problems. 

 Institution that issues approvals for foreigners buying a property in Kuwait Ministry of Justice in Kuwait 
 Recommendations for loans in Kuwait

 A downpayment of at least 20% of the property value is solicited.

Required money deposit 

Ranges between 10% and 20% 

 When is the property transfer made?  

Once the payment proof is presented. 

 What happens if you lose your job in Kuwait?

 The temporary residence is also lost and foreign citizens must sell their property in Kuwait.

 Other formalities for buying a house in Kuwait

Proof of tax information and employment 

 Other obligations for the new property owner in Kuwait Must register as a new owner with the relevant authorities in Kuwait 
 Buying a property for rental purposes in Kuwait

 Some restrictions might be imposed.

 Other regulations for buying a property in Kuwait by a foreigner

 The property you want to buy in Kuwait should be no more than 1,000 square meters and used as a private residence only.

 Title transfer 

Once the real estate property is paid, the title transfer is made. 

 Avoiding possible legal disputes

With the support of our attorneys in Kuwait with experience in the real estate field who can verify property history and other relevant documents 

 Popular cities for buying a property in Kuwait

 – Kuwait City,

– Ahmadi,

– Al Jahra,

– Jeleeb Al-Shuyoukh, etc.

Conditions for foreigners who want to buy a property in Kuwait

To be able to buy a house in Kuwait as a foreign citizen, you must consider the following aspects, taking into account the fact that in most cases quite restrictive conditions are imposed:

  • You have to prove that you can afford to buy a property in Kuwait, i.e. you have the necessary financial resources.
  • The property must not have more than 1,000 square meters and be used as a private residence.
  • It is necessary to submit an application to the Ministry of Justice when you want to buy a property in Kuwait. In this sense, our Kuwaiti lawyer can help you with all the legal matters.
  • Proof of employment is also required at the time of preparing the application.
  • Buying an apartment in Kuwait does not guarantee residency in Kuwait, which implies the need to comply with the conditions imposed in this regard.

We recommend specialist help if you want to buy an apartment in Kuwait as a foreign citizen and to ensure that you comply with all the conditions imposed, including those mentioned above.

Approvals to foreigners when buying an apartment in Kuwait

It is important to specify that if you want to buy a house in Kuwait, you must make an application in this regard. This application must be verified by the Ministry of Justice in Kuwait. This ministry is also the authority that can approve the respective request or refuse it if all the conditions are not met. It is essential to have legal assistance at hand to prepare the necessary application to be able to buy a property in Kuwait.

What are the conditions for buying a house in Kuwait through a loan?

Here are some criteria that apply when buying an apartment in Kuwait through a mortgage:

  • Must have Kuwaiti nationality and not be below 21 years old.
  • The applicant must not have received housing welfare from the Kuwaiti government.
  • The applicant must not own a property larger than 200 square meters.
  • It is not accepted to rent the property after the purchase.

Our law firm in Kuwait can provide you with more information on how to obtain a loan when you want to buy an apartment in Kuwait or another type of property.

Some details about property prices in Kuwait City

If you want to buy a property in Kuwait, it is good to get an idea about the prices in Kuwait City, the capital of the country, for example, but also other details:

  • The price per square meter for an apartment in the city center is approximately KWD 1,965.
  • Prices are more affordable outside the city center, where the price per square meter is around KWD 950.
  • Around 6.21% is the mortgage interest rate, for a 20-year fixed-rate loan.

So, if you want to buy a house in Kuwait, you can opt for the services offered by our lawyers in Kuwait. We are also at the disposal of those interested in relocation with the services offered by our immigration lawyers in Kuwait. In addition, foreigners interested in company formation in Kuwait can benefit from our service packages at affordable prices.